REFERENCES
Aigner, D., Lovell, K. C., & Schmidt, P. (1977). Formulation and Estimation of Stochastic Frontier Production Function Models. Journal of Econometrics , 6 (1), 21-37.
Akhavein, J. D., Berger, A. N., & Humphrey, D. B. (1997). The Effects of Megamergers on Efficiency and Process: Evidence from a Bank Profit Function. Review of Industrial Organization , 12, 95-139.
Akhigbe, A., & McNulty, J. E. (2003). The Profit Efficiency of Small US Commercial Banks. Journal of Banking and Finance , 27 (2), 307-325.
Andrews, M. A. (2005). State-owned Banks, Stability, Privatization, and Growth: Practical Policy Decisions in a World without Empirical Proof. IMF Working Paper .
Avkiran, N. K. (2006). Developing Foreign Bank Efficiency Models for DEA Grounded in Finance Theory. Socio-Economic Planning Sciences , 40 (4), 275-296.
Battese, G., & Coelli, T. (13 September, 1993). A Stochastic Frontier Production Function Incorporating a Model for Technical Inefficiency Effects. Working paper in Econometrics and Applied Statistics .
Bauer, P. W. (1990). Recent Developments in the Econometric Estimation of Frontiers. Journal of Econometrics , 46 (1-2), 39-56.
Bauer, P. W., Berger, A. N., Ferrier, G. D., & Humphrey, D. B. (1998).
Consistency Conditions for Regulatory Analysis of Financial
Institutions: A Comparison of Frontier Efficiency Methods.
Journal of Economics and Business , 50, 85-114.
Berger, A. N., & DeYoung, R. (2001). The Effects of Geographic Expansion on Bank Efficiency. Journal of Financial Services Research , 19, 163-184.
Berger, A. N., & Humphrey, D. B. (1997). Efficiency of Financial Institutions:
International Survey and Direction for Future Research.
European Journal of Operational Research , 98, 175-212.
Berger, A. N., & Humphrey, D. B. (1991). The Dominance of Inefficiencies Over Scale and Product Mix Economies in Banking. Journal of Monetary Economics , 28 (1), 117-148.
Berger, A. N., & Mester, L. J. (1997). Inside The Black Box: What Explains Differences in the Efficiency of Financial Institutions? Journal of Banking and Finance , 21, 895-947.
Berger, A. N., Demsetz, R. S., & Strahan, P. E. (1999). The Consolidation of the Financial Services Industry: Causes, Consequences, and Implications for the Future. Journal of Banking & Finance , 23, 135-194.
Berger, A. N., Hancock, D., & Humphrey, D. B. (1993). Bank Efficiency Derived from the Profit Function. Journal of Banking and Finance , 17, 317-347.
Berger, A. N., Hanweck, G. A., & Humphrey, D. B. (1987). Competitive Viability in Banking: Scale, Scope and Product Mix Economies.
Journal of Monetary Economics , 20 (3), 501-520.
Berger, A. N., Hunter, W. C., & Timme, S. G. (1993). The Efficiency of Financial Institutions: A Review and Preview of Research, Past, Present and Future. Journal of Banking and Finance , 17 (2), 221-249.
Berger, A. N., Klapper, L. F., Peria, M. S., & Zaidi, R. (2008). Bank Ownership Type and Banking Relationships. Journal of Financial Intermediation , 17, 37-62.
Bhatt, V. V. (1989). Financial Innovation and Credit Market Development.
World Bank Working Papers , 52.
Cavallo, L., & Rossi, S. P. (2001). Scale and Scope Economies in The European Banking System. Journal of Multinational Financial Management , 11 (4-5), 515-531.
Charnes, A., Cooper, W., & Rhodes, E. (1978). Measuring the Efficiency of Decision Making Units. European Journal of Operational Research , 2 (6), 429-444.
Chu, S. F., & Lim, G. H. (1998). Share Performance and Profit Efficiency of Banks in an Oligopolistic Market: Evidence From Singapore.
Journal of Multinational Financial Management , 8 (2-3), 155- 168.
Clark, J. A., & Siems, T. F. (2002). X-Efficiency in Banking: Looking Beyond the Balance Sheet. Journal of Money, Credit and Banking , 34 (4), 987-1013.
Coelli, T., Rao, P. D., & Battese, G. E. (1998). An Introduction to Efficiency and Productivity Analysis.
Deprins, D., Simar, L., & Tulkens, H. (1984). Measuring Labour-efficiency in post office. In. M. Marchand, P. Pestiau, & H. Tulkens (eds). The Performance of Public Enterprises: Concepts and Measurements Amsterdam, Holland.
DeYoung, R. (1997). A Diagnostic Test for the Distribution-Free Efficiency Estimator: An Example Using US Commercial Bank Data.
European Journal of Operational Research, 98, 243-249.
DeYoung, R. & Nolle, D.E., (1996).Foreign-owned Banks in the US: Earning Market Share or Buying it?. Journal of Money, Credit and Banking, 28, 622-636.
Drake, L., & Hall, M. J. (2003). Efficiency in Japanese Banking: An Empirical Analysis. Journal of Banking and Finance , 27, 891-917.
Evanoff, D. D., & Israilevich, P. R. (1991). Productive Efficiency in Banking.
Federal Reserve Bank of Chicago, Economic Perspectives , 15 (4), 11-32.
Fadzlan, S. (2004). The Efficiency Effects of Bank Mergers and Acquisitions in a Developing Economy: Evidence from Malaysia. International Journal of Applied Econometrics and Quantitative Studies, Vol.53, No.1, pp. 1-4
Farrell, M. J. (1957). The Measurement of Productive Efficiency. Journal of Royal Statistical Society , 120 (3), 253-281.
Favero, C., & Papi, L. (1995). Technical Efficiency and Scale Efficiency in the Italian Banking Sector: A Non-Parametric Approach. Applied Economics , 27 (4), 385-395.
Fukuyama, H., & Weber, W. L. (2002). Estimating Output Allocative Efficiency and Productivity Change: Application to Japanese Banks.
European Journal of Operation Research , 137 (1), 177-190.
Garden, K. A., & Ralston, D. E. (1999). The X-efficiency and Allocative Efficiency Effects of Credit Union Mergers. Journal of International Financial Markets, Institutions and Mondy , 9 (3), 285-301.
Gattoufi, S., Oral, M., & Reisman, A. (2004). A Taxonomy for Data Envelopment Analysis. Socio-Economic Planning Sciences , 38, 141-158.
Gibrat, R. (1931). Les In´e galit´e s E´conomiques. Librairie du Recueil Sirey . Goldberg, L. G., & Rai, A. (1996). The Structure Performance Relationship for
European Banking. Journal of Banking and Finance , 20 (4), 745-771.
Grosskopf, S. 1993. “Efficiency and Productivity,” The Measurement of Productive Efficiency Techniques and Applications, Harold O.
Fried, C.A. Knox Lovell, Shelton S. Schmidt (eds), Oxford University Press, New York, pp. 68-119.
Hawkins, J., & Turner, P. (1999). Bank Restructuring in Practice: An Overview. BIS Policy Papers, 6 .
Jaffry, S., Ghulam, Y., Pascoe, S., & Cox, J. (2007). Regulatory Changes and Productivity of the Banking Sector in the Indian Sub-continent.
Journal of Asian Economics , 18 (3), 415-438.
Janicki, H. P., & Prescott, E. S. (2006). Changes in the Size Distribution of U.S. Banks: 1960-2005. Federal Reserve Bank of Richmond
Jondrow, J., Lovell, K. C., Materov, I. S., & Schmidt, P. (1982). On the Estimation of Technical Inefficiency in the Stochastic Frontier Production Function Model. Journal of Econometrics , 19, 233- 238.
Karim, M. Z. (2001). Comparative Bank Efficiency Across Selected ASEAN Countries. ASEAN Economic Bulletin , 18 (3), 289-304.
Kwan, S. H. (2006). The X-efficiency of Commercial Banks in Hong Kong.
Journal of Banking and Finance , 30 (4), 1127-1147.
Leibenstein, H. (1966). Allocative Efficiency vs "X-Efficiency". The American Economic Review , 56, 392-415.
Meeusen, W., & Van den Broeck, J. (1977). Efficiency Estimation from Cobb- Douglas Production Functions with Composed Error.
International Economic Review , 18 (2), 435-444.
Mester, L. J. (1987). A Multiproduct Cost Study of Savings and Loans. Journal of Finance , 42, 423-445.
Mester, L. J. (1996). A Study of Bank Efficiency Taking Into Account Risk Preference. Journal of Banking and Finance , 20 (6), 1025-1045.
Miller, S. M., & Noulas, G. A. (1996). The Technical Efficiency of Large Bank Production. Journal of Banking and Finance , 20, 495 - 509.
Nasr, S., & Mohieldin, M. (2007). On Bank Privatisation: The Case of Egypt.
The Quarterly Review of Economics and Finance , 46, 707-725.
Park, B., Simar, L., & Weiner, C. (2000). The FDH Estimator for Productivity Efficiency Scores. Econometric Theory , 16, 855-877.
Rogers, K. E. (1998). Nontraditional Activities and the Efficiency of US Commercial Banks. Journal of Banking and Finance , 22, 467- 482.
Schumpeter, J. A. (1911). The Theory of Economic Development. Harvard Univ. Press .
Sherman, D. H., & Gold, F. (1985). Bank Branch Operating Efficiency:
Evaluation with Data Envelopment Analysis. Journal of Banking and Finance , 9 (2), 297-315.
Tavares, G. (2002). A Bibliography of Data Envelopment Analysis. Rutcor Research Report .
Taylor, F. W. (1911). The Principles of Scientific Management. New York Press .
Tsionas, E. G., Lolos, S. E., & Christopoulos, D. K. (2003). The Performance of the Greek Banking System in View of the EMU: Results From a Non-Parametric Approach. Economic Modelling , 55, 571-592.
Tulkens, H. (1993). On FDH Efficiency Analysis: Some Methodological Issues and Applications to Retail Banking, Courts and Urban Transit.
Journal of Productivity Analysis , 4 (1), 183-210.
Wei, S. J., & Wang, L. (2000). The Non-parametric Approach to The Measurement of Efficiency: The Case of China Commercial Banks. Journal of Financial Research , 3, 88-96.
Williams, J., & Nguyen, N. (2005). Financial Liberalisation, Crisis, and Restructuring: A Comparative Study of Bank Performance and Bank Governance in South East Asia. Journal of Banking and